086 111 2866


We are a trusted and properly accredited financial services provider, offering asset-based loans at multiple branches across South Africa. We also comply fully with the National Credit Act guidelines.

The logo of the National Credit Regulator.

National Credit Regulator
Lamna is a registered credit provider. Our registration number is NCRCP7428. Click through to find out what that means, and if you would like more information, please do not hesitate to contact us.

The logo of the South African police service.

South African Police Service
Lamma is registered with the South African Police Service in terms of Section 3(3) of the Second-Hand Goods Act, 2009 (Act No 6 of 2009).

The logo of the Financial Services Board.

Financial Services Board
Lamna Financial (Proprietary) Limited is a Licensed Financial Services Provider, FSB registration number 46335. In order to view our conflict of interest policy, please click here.

Speak to a consultant

086 111 2866

or Apply online

APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%