The process is quick, professional, and completely discreet.
01
Inform us of your needs by simply filling in the online form, calling us on 086Â 111 2866 or sending us a whatsapp message. The more information you have, the better. We will then make personal contact with you to confirm our understanding and give you an indication of how much money you can access.
02
Bring your asset for appraisal and meet the team. That will confirm the funds you can access and the terms of the loan whereafter you can decide to accept or reject our loan offer.
03
we will conclude the necessary agreements and advance you the funds – IMMEDIATELY. Please refer to the assets we accept to ensure you have all the correct documents to ensure a smooth and quick process. Your asset is securely stored in our facility, awaiting to be returned in the same condition they arrived. All in all, it should take around 30 mins from start to finish.
How To Apply
The process is quick, professional, and completely discreet.
01
Inform us of your needs by simply filling in the online form, calling us on 086Â 111 2866 or sending us a whatsapp message. The more information you have, the better. We will then make personal contact with you to confirm our understanding and give you an indication of how much money you can access.
02
Bring your asset for appraisal and meet the team. That will confirm the funds you can access and the terms of the loan whereafter you can decide to accept or reject our loan offer.
03
we will conclude the necessary agreements and advance you the funds – IMMEDIATELY. Please refer to the assets we accept to ensure you have all the correct documents to ensure a smooth and quick process. Your asset is securely stored in our facility, awaiting to be returned in the same condition they arrived. All in all, it should take around 30 mins from start to finish.
Now that you’ve identified that vehicle you want to acquire, having the necessary funds is as good as being in your back pocket. The process is simple, professional and discreet.
01
We will reach out to you to arrange a visit to your premises and assist with an easy onboarding process.
02
Simply provide us with the vehicle details, invoice, and a copy of the RC1.
03
Vehicle is dealer-stocked in Lamna’s name and settlement becomes due once vehicle is sold.
The process is quick, professional, and completely discreet.
01
Once you’ve sold your property, contact us to discuss how we can assist you to Access your Money sooner.
Our team will guide you through the application process. We will make contact your attorney to complete all the necessary paperwork.
02
Once the application is approved, funds will immediately be paid to you.
03
Upon successful registration of your property, your attorney will repay Lamna on your behalf.
The process is quick, professional, and completely discreet.
01
02
03
Apply below to get transport finance so you can begin building or expand your company’s fleet. The process is fast, straightforward and professional.
01
Once you’ve identified the fleet vehicle(s) you want to acquire, simply contact us and give us the details. To do this, use the form below, call us on 086 111 2866 or send us a WhatsApp. We’ll get back to you promptly.
02
Supply us with your company’s annual financials or management accounts; three months’ bank statements; a tax clearance certificate and, if relevant, any contracts or tenders you’ve secured. Then we’ll provide approval within just 48 hours.
03
The fleet vehicle(s) your business needs are delivered and we pay the seller. We provide complimentary vehicle tracking and insurance. You can choose a flexible payment term, from 6 to 36 months – and you have the option to buy the vehicle(s) outright at any point.
Apply for a loan
Lamna made my short-term application short, easy and convenient.
Without the help of the Lamna short-term loan, I don’t know what I would have done.
With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss…
The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible.
Lamna Financial never disappoints. After applying for a short-term loan, they were so quick to process my application and everything was done so smoothly.
Within a few minutes, I was already informed of the status of my loan application.
ILLUSTRATIVE EXAMPLE
Client borrows R10,000 for 90 days.
Loan Amount | Repayment Period | Monthly Interest | Total Cost of Loan | Initiation Fee | Monthly Fee | APR |
|---|---|---|---|---|---|---|
R10 000 | 3 months | R500.00 | R2 914.50 | R1 207.50 | R569.00 | 60% |
Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.
Non-Payment​
Non-payment may result in the matter being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly bases.