How To Apply
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Moveable Asset Loans

The process is quick, professional, and completely discreet.

01

Apply online, Give us a call, WhatsApp us or leave us a message

Inform us of your needs by simply filling in the online form, calling us on 086 111 2866 or sending us a whatsapp message. The more information you have, the better. We will then make personal contact with you to confirm our understanding and give you an indication of how much money you can access.

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02

Meeting you and appraising your asset

Bring your asset for appraisal and meet the team. That will confirm the funds you can access and the terms of the loan whereafter you can decide to accept or reject our loan offer.

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03

Conclude an agreement and get your funds

we will conclude the necessary agreements and advance you the funds – IMMEDIATELY. Please refer to the assets we accept to ensure you have all the correct documents to ensure a smooth and quick process. Your asset is securely stored in our facility, awaiting to be returned in the same condition they arrived. All in all, it should take around 30 mins from start to finish.

How To Apply

The process is quick, professional, and completely discreet.

01

Apply online, Give us a call, WhatsApp us or leave us a message

Inform us of your needs by simply filling in the online form, calling us on 086 111 2866 or sending us a whatsapp message. The more information you have, the better. We will then make personal contact with you to confirm our understanding and give you an indication of how much money you can access.

Arrow icon

02

Meeting you and appraising your asset

Bring your asset for appraisal and meet the team. That will confirm the funds you can access and the terms of the loan whereafter you can decide to accept or reject our loan offer.

Arrow icon

03

Conclude an agreement and get your funds

we will conclude the necessary agreements and advance you the funds – IMMEDIATELY. Please refer to the assets we accept to ensure you have all the correct documents to ensure a smooth and quick process. Your asset is securely stored in our facility, awaiting to be returned in the same condition they arrived. All in all, it should take around 30 mins from start to finish.

Now that you’ve identified that vehicle you want to acquire, having the necessary funds is as good as being in your back pocket. The process is simple, professional and discreet.

01

Apply online, Give us a call, WhatsApp us or leave us a message

We will reach out to you to arrange a visit to your premises and assist with an easy onboarding process.

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02

Load and view finance applications through our mobile-friendly application

Simply provide us with the vehicle details, invoice, and a copy of the RC1.

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03

Dealer Stock and Settlement

Vehicle is dealer-stocked in Lamna’s name and settlement becomes due once vehicle is sold.

The process is quick, professional, and completely discreet.

01

Apply online, Give us a call, WhatsApp us or leave us a message

Once you’ve sold your property, contact us to discuss how we can assist you to Access your Money sooner.

Our team will guide you through the application process. We will make contact your attorney to complete all the necessary paperwork.

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02

Funds Dispersed

Once the application is approved, funds will immediately be paid to you.

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03

Property Transfer

Upon successful registration of your property, your attorney will repay Lamna on your behalf.

The process is quick, professional, and completely discreet.

01

Apply online, Give us a call, WhatsApp us or leave us a message
Once your RAF matter has been settled, contact us to discuss how we can assist you to Access Your Money. Our team will guide you through the application process. We will make contact with your attorney to complete all the necessary paperwork.
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02

Funds Disbursed
Once the application is approved, funds will immediately be paid to you.
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03

Settlement
On payment by the RAF, your attorney will pay what is due to Lamna directly.

Apply below to get transport finance so you can begin building or expand your company’s fleet. The process is fast, straightforward and professional.

01

Choose the right trucks/trailers for your business and apply online.

Once you’ve identified the fleet vehicle(s) you want to acquire, simply contact us and give us the details. To do this, use the form below, call us on 086 111 2866 or send us a WhatsApp. We’ll get back to you promptly.

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02

Get approval within two working days.

Supply us with your company’s annual financials or management accounts; three months’ bank statements; a tax clearance certificate and, if relevant, any contracts or tenders you’ve secured. Then we’ll provide approval within just 48 hours.

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Take delivery of your fleet vehicle(s) and we’ll pay the seller.

The fleet vehicle(s) your business needs are delivered and we pay the seller. We provide complimentary vehicle tracking and insurance. You can choose a flexible payment term, from 6 to 36 months – and you have the option to buy the vehicle(s) outright at any point.

Apply for a loan

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Lamna made my short-term application short, easy and convenient.

ASSET-BASED LOAN
Start Up Co-Founder
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Without the help of the Lamna short-term loan, I don’t know what I would have done.

ASSET-BASED LOAN
Start Up Co-Founder
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With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss…

ASSET-BASED LOAN
Start Up Co-Founder
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The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible.

ASSET-BASED LOAN
Start Up Co-Founder
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Lamna Financial never disappoints. After applying for a short-term loan, they were so quick to process my application and everything was done so smoothly.

ASSET-BASED LOAN
Start Up Co-Founder
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Within a few minutes, I was already informed of the status of my loan application.

ASSET-BASED LOAN
Start Up Co-Founder

ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

How To Apply

Apply Online

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How To Apply

Apply Online

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How To Apply

Apply Online

How To Apply

Apply Online