How Much We Lend
At lamna, we offer short-term, asset-based loans, ranging from thousands right up to millions of rand.
So just how much do we lend to our clients? And how much can you expect to get if you apply for an asset-based loan?
How the loan amount is calculated
The loan amounts we offer are based on the value of the assets that our clients supply as collateral, rather than on factors like credit scores, salary or guess work about credit risk.
Because the loans we offer are asset-based, loan amounts vary significantly.
How much we lend on movable assets
How much we lend on immovable assets
What happens when you apply for a loan?
When you apply for a loan, the market value of the asset you supply will be appraised. We then determine a loan offer based on the asset’s value. For example, the asset you supply could be a valuable artwork or a fully paid up vehicle in your name.
If you choose to proceed with a loan offer, we’ll complete relevant paperwork, take your asset for safe keeping and transfer the loan amount to your account, typically on the same day you apply. We’ll then store your asset in a secure, access-controlled facility. Once you’ve paid back the loan and agreed interest, we return the asset to you.
Assets we accept at lamna
We have a list of generally accepted assets on our website, although those aren’t the only ones we’ll accept. For example, we recently approved a loan based on the value of a client’s aeroplane.
If you’re not sure if your asset will be accepted as collateral for an asset-based loan, it’s best to contact one of our consultants to find out.
Raise Capital From Your Assets
Assets We accept
Testimonials
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