Loans Against Motorcycles

Lamna offers fast, reliable loans against motorbikes. If you need funds quickly, you can use a motorbike to get a loan – often on the same day you apply.

To get a loan against a motorbike, just apply online, giving us the details of your vehicle, including year, manufacturer, model and mileage.

Based on this information, we’ll call you back with an immediate, initial loan offer.

If you agree to our valuation and terms, bring your bike to one of our branches for an inspection and, if you choose, we can finalise our agreement. We’ll then transfer the funds into your bank account immediately.

We’ll store your motorbike in a high-security facility. Once you’ve repaid the loan and agreed interest, we return your bike, in the same condition you left it.

We believe we offer the best loans against motorbikes in South Africa. Some benefits of using a motorbike to get a loan from lamna:

  • our interest rates are competitive
  • we don’t apply any hidden fees or penalties
  • we transfer funds into your account straight away
  • we don’t supply information to credit bureaux or other third parties
  • we comply fully with the National Credit Act guidelines.

To use a motorbike to get a loan, the bike must be fully paid for and registered in your name.

Documents required for loans on motorbikes:

  • the motorbike’s registration documents, which must be in your name or your company’s name
  • your ID
  • proof of address.

Raise Capital From Your Motorcycle

Harley Davidson

Loan Offer
R100 K



Loan Offer
R40 K

Speak to a consultant

086 111 2866

or Apply online

Latest Assets News From The Lamna Blog

Speak to a consultant

086 111 2866

or Apply online

Find out more
Watch our video to learn more about how Lamna creates liquidity.

Find out more about loans with motorcycles as the collateral and how you can pawn your bike
Have Questions?
Know more and read our FAQ or contact us if you have any queries.
Read the FAQ Get in Touch

refer a friend and if they pawn their dirt bike or pawn their motorcycle then we will pay you cash
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%