Loans Against Art & Antiques

If you have a valuable artwork or antiques, you can use it as security to obtain a short-term loan – easily, quickly and discreetly.

Simply contact us and forward us a picture of the artwork or antique, along with as much information about the piece as you can give us. An expert will value the item, and this will determine the value of the loan we can offer. We’ll then make an initial offer on the phone.

If you choose to accept the offer, we’ll meet at our offices, inspect the item and, if all is in order, finalise the agreement. Whilst still in our office, an EFT will be made into your account which will be available for your immediate use.

There’s no complex paperwork, no credit committee and no need for proof of income to obtain a loan against artwork or antiques. The process is fast, straightforward and extremely discreet.

We ensure that all artwork and antiques in our care are stored in a completely secure and appropriate location. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the items will be safely returned to you in the same condition you entrusted them to us.

Documents required for loans on artwork and antiques:

  • proof of ownership of the item (preferably an invoice)
  • your ID
  • proof of address

Raise Capital From Your Fine Art & Antiques


Loan Offer
R180 K


Loan Offer
R350 K

Speak to a consultant

086 111 2866

or Apply online

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Speak to a consultant

086 111 2866

or Apply online

Find out more
Watch our video to learn more about how Lamna creates liquidity.

Find out more about using art as collateral for a loan.
Have Questions?
Know more and read our FAQ or contact us if you have any queries.
Read the FAQ Get in Touch

refer a friend and if they pawn art or pawn antiques we will pay you cash
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%