Loans Against Jewellery
If you have valuable jewellery, from rings and necklaces to bracelets or other custom pieces, you can use it as security to obtain a loan – easily, quickly and discreetly.
It’s best if you can provide us with an independent valuation of the jewellery. Simply give us a call, forward us the valuation and we’ll make an initial offer on the phone.
If you choose to accept the offer, we’ll inspect the jewellery once you come into one of our country-wide offices. Along with the valuation you provide, the weight of the precious metal and the quality and quantity of any precious stones will determine how our experts value the jewellery – and therefore the value of the short-term loan against your jewellery we can offer. If all is in order and you choose to proceed, we can finalise the agreement. Whilst still at our office, an EFT will be made into your account which will be available for your immediate use.
There’s no complex paperwork, no credit committee and no need for proof of income. The process is fast, straightforward and extremely discreet. We ensure that all your valuable jewellery is stored in a secure location for the duration of the loan. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the jewellery will be returned to you, safe and sound in the same condition you entrusted to us.
Documents required for loans on jewellery:
- proof of ownership of the jewellery (preferably an invoice)
- your ID
- proof of address
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