Loans Against Valuable Items

Lamna offers loans against your valuables, so if you need funds fast, you can use your luxury items as security for your short-term loan.

If you have a valuable item that doesn’t fit in any of the other categories, it’s possible you could use the item as collateral for a loan. When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We offer the best rates for loans against valuables.

Documents required for loans against items:

  • proof of ownership
  • your ID
  • proof of address

Raise Capital From Your Assets

Luxury Handbag


Loan Offer
R25 K

Burberry Handbag


Loan Offer
R40 K

Speak to a consultant

086 111 2866

or Apply online

Testimonials

See what our customers have to say about us.

Accreditation

Lamna is registered credit provider. Find out more.

How much we lend

Find out how much we offer on our short term loans.

Latest Assets News From The Lamna Blog

2022 Luxury Asset Investment Trends

2022 Luxury Asset Investment Trends

Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.

read more

Speak to a consultant

086 111 2866

or Apply online

Find out more
Watch our video to learn more about how Lamna creates liquidity.

Find out more about items pawn shops take and how to get cash loans against valuables.
Have Questions?
Know more and read our FAQ or contact us if you have any queries.
Read the FAQ Get in Touch

Refer a friend and if they pawn items for money we will pay you cash
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.

Non-payment

Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)		 APR
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%