Assets: Trucks

LOANS AGAINST TRUCKS

Lamna offers fast, reliable loans against trucks – so if you need funds for yourself or your business, you can use a truck to get a short-term loan.
Lamna offers fast, reliable loans against trucks

To get a loan against a truck or bakkie, simply apply online, giving us the details of your vehicle – including year, manufacturer, model and mileage.

We’ll get back to you over the phone with an initial loan offer.

If you agree to our valuation and terms, arrange to come in to one of our offices. We’ll inspect the vehicle and, if you choose to proceed, finalise our agreement. Then we’ll transfer the funds into your bank account instantly, while you’re still in our office.

For the loan period, we’ll keep your truck in a secure, access-controlled facility. Once you’ve repaid the loan and agreed interest, it will be safely and swiftly returned to you.

We believe we offer the best loans against trucks in South Africa. Our rates are competitive, we don’t charge any hidden fees or penalties and our process is discreet, transparent and fast. We also comply fully with the National Credit Act guidelines.

To get a loan against a truck or bakkie, simply apply online, giving us the details of your vehicle – including year, manufacturer, model and mileage.

We’ll get back to you over the phone with an initial loan offer.

If you agree to our valuation and terms, arrange to come in to one of our offices. We’ll inspect the vehicle and, if you choose to proceed, finalise our agreement. Then we’ll transfer the funds into your bank account instantly, while you’re still in our office.

For the loan period, we’ll keep your truck in a secure, access-controlled facility. Once you’ve repaid the loan and agreed interest, it will be safely and swiftly returned to you.

We believe we offer the best loans against trucks in South Africa. Our rates are competitive, we don’t charge any hidden fees or penalties and our process is discreet, transparent and fast. We also comply fully with the National Credit Act guidelines.

To borrow money against your truck, the truck must be fully paid for and registered in your name.

Documents required for loans on trucks:

  • the vehicle’s registration documents, which must be in your name or your company’s name
  • your ID
  • proof of address.

APPLY ONLINE

speak to a consultant on 086 111 2866

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ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

Trucks

Trucks

Apply Online

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Trucks

Apply Online

This field is hidden when viewing the form

Trucks

Apply Online

Trucks

Apply Online