It’s best if you can provide us with an independent valuation of the jewellery. Simply contact us and forward us the valuation, and we’ll make an initial, illustrative offer.

To proceed, we’ll ask that you bring the jewellery into one of our countrywide offices for appraisal. Along with the valuation you provide, the weight of the precious metal and the quality and quantity of any precious stones will determine how our experts value the jewellery – and therefore the value of the short-term loan against your jewellery we can offer. If you choose to proceed, we can finalise the agreement and transfer the funds to your account via EFT, while you’re still in our offices.

There’s no complex paperwork, no credit committee and no need for proof of income. The process is fast, straightforward and extremely discreet.

We ensure that your jewellery is stored in a secure location for the duration of the loan. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the jewellery will be returned to you, in the same condition as when you entrusted it to us.

Documents required for loans on jewellery:

• proof of ownership of the jewellery (preferably an invoice)
• your ID
• proof of address