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Assets: Other Items

LOANS AGAINST VALUABLE ITEMS

Obtain easy, short-term cash loans against items of value with an asset-based loan from Lamna. The process is fast, simple and discreet – and it makes it possible to unlock the value of luxury or high-end designer items, straight away and without having to sell them.
Gold Krugerrand and gold nuggets for asset-based loans

If you have a valuable item that doesn’t fit in any of the asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, including Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

If you have a valuable item that doesn’t fit in any of the asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, including Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

Documents required for loans against items:

  • proof of ownership
  • your ID
  • proof of address

From our blog

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speak to a consultant on 086 111 2866

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ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

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