Assets: Other Items

LOANS AGAINST VALUABLE ITEMS

Obtain easy, short-term cash loans against items of value with an asset-based loan from Lamna. The process is fast, simple and discreet – and it makes it possible to unlock the value of luxury or high-end designer items, straight away and without having to sell them.
loans against valuable items

If you have a valuable item that doesn’t fit in any of the  asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, from high-end designer handbags to Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

If you have a valuable item that doesn’t fit in any of the  asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, from high-end designer handbags to Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

Documents required for loans against items:

  • proof of ownership
  • your ID
  • proof of address

From our blog

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speak to a consultant on 086 111 2866

From our blog

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2025 Luxury Asset Investment Trends
We outline 2025 luxury asset investment trends across sectors, from collectible cars to fine art, handbags and luxury watches. Globally, the luxury goods market is booming, giving these goods significant
Loans Against Designer Handbags in South Africa
With Lamna, it’s easy to get loans against designer handbags in South Africa. We explain how to get instant cash for a luxury bag, without having to sell it.
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Find out about the value of Chanel designer bags in South Africa, along with a quick, effective option for getting cash for a pre-owned Chanel Flap Bag.
Luxury Pawnbroking in Durban
If you need access to funds in a hurry, consider luxury pawnbroking in Durban. We offer luxury pawnbroking against a range of assets.

ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

Other Items

Other Items

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Other Items

Apply Online

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Other Items

Apply Online

Other Items

Apply Online