Assets: Other Items

LOANS AGAINST VALUABLE ITEMS

Obtain easy, short-term cash loans against items of value with an asset-based loan from Lamna. The process is fast, simple and discreet – and it makes it possible to unlock the value of luxury or high-end designer items, straight away and without having to sell them.
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If you have a valuable item that doesn’t fit in any of the  asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, from high-end designer handbags to Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

If you have a valuable item that doesn’t fit in any of the  asset categories listed on our site, it’s still possible you could use the item to secure funds. We offer loans against a wide range of luxury and valuable items, from high-end designer handbags to Krugerrands.

When applying online, please supply as much information about the item as possible to assist us in making an evaluation. We’ll get back to you promptly.

We offer the best rates for loans against valuables, and our process is fast, straightforward and discreet.

Documents required for loans against items:

  • proof of ownership
  • your ID
  • proof of address

From our blog

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Top Luxury Fashion Brands in South Africa (By Resale Value and Search Interest)
You can use top luxury fashion brands in South Africa to get a fast, discreet loan without having to sell your precious item.
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APPLY ONLINE

speak to a consultant on 086 111 2866

From our blog

Top Luxury Fashion Brands in South Africa (By Resale Value and Search Interest)
We showcase the top luxury fashion brands in South Africa in 2023. Which brand toppled Louis Vuitton as the most popular?
2024 Secured Small Business Loans: Using an Asset to Get Funds
About 2024 secured small business loans – including what they involve; when they do and don’t make business sense; and details of the loans that Lamna offers.
Luxury Pawnbroker in Johannesburg
Need cash fast? You can get an asset-backed loan within 24 hours from Lamna, the top luxury pawnbroker in Johannesburg.
Using a Movable Personal Asset to Get a Loan in South Africa
Find out about the massive, global popularity of asset-based loans – and about using a movable personal asset to get a loan in South Africa.
Top Luxury Fashion Brands in South Africa (By Resale Value and Search Interest)
You can use top luxury fashion brands in South Africa to get a fast, discreet loan without having to sell your precious item.
How Asset Loans Are Revolutionising Access to Finance in South Africa
Asset loans are growing in popularity around the world because they provide a safe, simple and discreet alternative to traditional bank loans.

ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

Other Items

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