Blog

Read our latest news here. Lamna is unique in South Africa in that it monetises the value of personal assets for clients. We accept a wide range of valuables as collateral for immediate short-term loans.

Costume and Fine Jewellery: Closing the Gap

Visualise fine jewellery, and dazzling images of gold platinum and precious stones immediately spring to mind. Pieces are uniquely original, handcrafted and heavyweight... and have price tags to match. Traditionally, that’s spot on. But as we shift into a new era, the...

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Watches and the Celebrities Who Endorse Them

From Breitling to Tag Heuer, there's hardly a luxury watch purveyor left that hasn't tied its branding firmly to one or more international celebrities. Whether you have a favourite watchmaker – or a favourite celebrity known for endorsing its watches – you may enjoy...

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Loans with No Credit Check: What are the Options?

Loans that don't involve credit checks are popular for a number of reasons. You can secure these loans without having a perfect credit score; the loans won't affect your credit rating; and because there's no delay due to credit checking, the funds are usually...

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8 Tips for Surviving January Financially

January is always a tough time for consumers. Aside from surviving the usual economic challenges of low growth and high inflation, South Africans have to bear the consequences of spending beyond their means over the festive season. According to one major bank, credit...

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Wedding Finance in South Africa

Everybody loves a good wedding. To be sent off with flair, no expense spared, is just about every bridal couple’s dream. Nowadays, you can expect to pay between R80 000 and R250 000 for a traditional South African wedding. The number of guests you invite, and your...

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When Should You Get a Loan for Your Business?

Most small businesses in South Africa experience financial ups and downs. Times can be tough, business can be seasonal or cyclical, and there are always those unexpected emergencies that suddenly crop up. There are also times when you want to expand your product line,...

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Debt Review Loans

If you're under debt review, you'll know all about the rules imposed to help you manage your debt. To normalise your financial situation, you have to pay off your creditors at the terms negotiated by your debt counsellor. There's no wriggle room, and no access to...

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How to have the Best, Low-Cost Christmas

Christmas is a wonderful time of year, but the pressure to put on a good spread and satisfy your family’s gift wishes can cause a lot of stress, especially if you’re on a budget. However, being low on cash doesn’t have to mean foregoing the festivities. Here are some...

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Asset-Based Loans against Commercial Property

At lamna, we now offer businesses asset-based loans backed by the value of their commercial property. But what is a commercial asset-based loan? How does it work, and what are the potential advantages or drawbacks? What is a commercial property loan? A commercial...

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The Safest Way to Get a Loan Against a Car

By now, it’s likely you’ve been exposed to at least a few advertisements offering vehicle-backed short-term loans. Your fully paid up motor car is the conduit to cash, and you don’t need a sky-high credit rating or steady stream of income to qualify.

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How to Get a Loan: the Basics

We consider the different types of loans available in South Africa, what you typically need to qualify for these loans and what you can do to improve your chances of getting a loan.

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