honeymoon

Weddings are expensive. Once you’ve paid the deposit on the wedding venue, booked the caterer and started looking for the dress, it can feel like there’s no money left to pay for a honeymoon.

Consider these cost-saving tips and you’ll be able to afford a dream honeymoon in South Africa.

Trim the wedding expenses

Cut back on non-essential items, such as wedding favours, and look for more affordable suppliers for essential services.

Consider employing a student, who is learning a trade or business, to supply a service at a more affordable rate than an experienced professional. For example, consider contacting:

  • a local floristry school for flowers
  • a high school “click” club to find students who can photograph the wedding
  • a university music department for a band or musician.

Control credit-card spending

In the run-up to the wedding, take a disciplined approach to spending.

Cut back on non-essential entertainment – eating out, going to movies – and limit spending on clothing and luxuries.

Search for the best honeymoon package

Before you choose a honeymoon destination, research the best packages based on your budget.

There are dozens of websites dedicated to honeymoon holidays and romantic breaks, both in South Africa and abroad. The Holiday Factory, Zicasso and Dreams Unlimited are great places to start.

If you’re determined to enjoy an international honeymoon, here are a few of the most rand-friendly honeymoon destinations.

Downgrade the dream

A honeymoon is about spending quality time with your new spouse. If you’ve always dreamed of a luxury beach resort, consider a beach bungalow or Airbnb at the same destination.

What about camping in a beautiful, romantic destination? You don’t need all the gear, you can hire the equipment.

Go local

We’re blessed with breath-taking natural beauty, so local really is lekker.

Instead of spending thousands of rand on international flights and visas, why not honeymoon at home?

There are dozens of affordable honeymoon destinations in South Africa that vary from beach and bush to berg and winelands.

Tap into your social network

Why not approach family and friends for financial help?

You may find someone who is willing to share his or her frequent-flyer miles, someone who has a holiday cottage you can use or a timeshare you can rent at a reasonable rate.

‘Crowdfund’ the honeymoon

Rather than setting up a wedding registry, ask your wedding guests to consider donating money towards the honeymoon.

Guestfunding is the easiest and most effective way of turning your dream honeymoon into a reality.

Convert an asset into a quick cash loan

At lamna, we offer fast, discreet loans against the value of a wide range of assets, from luxury watches and jewellery to vehicles or artwork.

A short-term loan against a luxury asset may be just what you need to afford a honeymoon in South Africa. Once you’ve repaid the loan and agreed interest, your asset is returned to you, in the same condition you left it.

For more information about using an asset to secure a short-term loan, contact us on 086 111 2866 or simply complete and submit our online application form.

Complete our Online Application Form

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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.

Non-payment

Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
APR
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%