At Lamna, we take pride in our reputation as a trusted and well-established provider of loans against assets. We’re also passionate about the service we provide to our customers.
We have physical branches across South Africa; in Gaborone, Botswana; and in London, England.
We help individuals and small businesses by offering fast, convenient short-term loans against movable assets, such as jewellery, luxury watches, artworks and fully paid-up motor vehicles.
Reviews of Lamna, South Africa
At Lamna, we’re delighted to receive positive feedback from our clients. In the finance industry, this is not the norm – so it inspires us to keep on offering our best!
Some examples of customer reviews of Lamna:
“You really helped when I needed it. Thank you for the flexibility and prompt response.”
– [loan against a BMW Z4]
“Your turnaround speed was unbelievable. I’ll definitely be using you in the future.”
– [short-term loan against an asset; unspecified for confidentiality]
“Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”
– [loan against a BMW 330i]
“Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”
– [loan against a diamond ring]
“Thank you Lamna. If it wasn’t for you, I would not have been able to make my payroll.”
– [short-term loan against an asset; unspecified for confidentiality]
Lamna’s Google ratings
Our Lamna Cape Town division has a five-star Google rating (with 5.0 out of 5), and our Jo’burg division has a 4.2 out of 5 rating.
Our Lamna Cape Town team selected the following online review as their favourite one:
“3rd time taking my asset in to Lamna. Never once have I had a complaint. Excellent service, excellent business ethics and a great team. Extremely impressed.”
– Charl S.
Lamna’s Jo’burg team like this Google review:
“I would highly recommend Lamna. The organisation is highly responsive and makes for a quick and seamless process. Led by a management team of stand-up guys, the team has adopted an organisational culture that expresses a genuine desire to offer assistance, and this is carried out consistently across all points of contact.”
– Mizi M.
A review of Lamna in the U.K.
Our branch in London, England – opened in 2023 – has had a positive reception from a diverse range of clients, including individuals and small businesses.
An example of a recent customer review of Lamna in the United Kingdom:
“We released equity from our car in November 2023 and redeemed it in January 2024. The service was amazing. Very professional but friendly and welcoming. This was our first time and they explained everything in detail which put us at ease straight away. The monthly charges are reasonable which actually saved us money on parking in London. I would definitely use this service again. Our car was returned in the same condition that we left it. Overall a well-deserved 5 star rating. These guys are the best and really take care of you and your assets. Thank you so much.”
– Susan E.
Why get a loan from Lamna?
We offer service that’s trustworthy and efficient. Along with being guided by customer reviews of Lamna, consider that…
- we’ve been operating nationwide for over a decade
- we are a properly registered credit provider (registration number NCRCP7428) and comply fully with National Credit Regulator (NCR) regulations
- we don’t charge any hidden fees or early settlement penalties
- our process is fast, transparent and discreet.
At Lamna, we offer fast, discreet loans against the value of a wide range of movable assets. For more information about using an asset to secure a short-term loan, contact us on 086 111 2866 or simply complete and submit our online application form.
ILLUSTRATIVE EXAMPLE
Client borrows R10,000 for 90 days.
Loan Amount | Repayment Period | Monthly Interest | Total Cost of Loan | Initiation Fee | Monthly Fee | APR |
---|---|---|---|---|---|---|
R10 000 | 3 months | R500.00 | R2 914.50 | R1 207.50 | R569.00 | 60% |
Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
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