Transport Finance

Transport Finance
We offer fast, easy truck financing for transporters. Get funding to purchase trucks and trailers of your choice, to expand your fleet and grow your business.
We also have access to an extensive network of commercial dealers, enabling us to help our clients source trucks or trailers at competitive prices.
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Experienced
We are an established financial services provider and offer a trusted, professional service.
Flexible
Choose any truck or trailer (new or used) and decide on a finance term that suits your business’s cash flow.
Fast and straightforward
No need to wait for lengthy bank approvals. You will have a decision within 48 hours.
How it works
Contact us
Application processed
We approve applications within two working days.
Delivery of your vehicle
Monthly repayment
Repay monthly over a term that suits you or opt to buy outright at any stage.
Terms and conditions:
- Tailored payment terms of 6 to 36 months
- Option to buy outright at any point
- Tracking and insurance included
- Deposit required
- Registered companies only
Documents required:
- Completed application form
- Annual financials or management accounts
- Three months’ bank statements
- Tax clearance certificate
- Contracts or tenders (if applicable)
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Our clients say
Lamna made my short-term application short, easy and convenient.
Without the help of the Lamna short-term loan, I don’t know what I would have done.
With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss…
The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible.
Lamna Financial never disappoints. After applying for a short-term loan, they were so quick to process my application and everything was done so smoothly.
Within a few minutes, I was already informed of the status of my loan application.
Have questions?
Apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly to discuss your needs and request relevant information.
To access transport finance for your business, you’ll need to supply the following documents:
- tax clearance certificate
- annual financial statements
- insurance certificate
- Copy of ID of director(s)
- three months bank statements
- company registration documents.
We offer repayment terms of 6 to 36 months, depending on the age of the vehicle to be purchased and your unique circumstances.
We provide funding for both new and used commercial trucks and trailers purchased from reputable dealerships.
There are no restrictions on vehicle year or models. However, the truck or trailer must be from a reputable dealer.
No. Any truck or trailer we finance may operate only within South Africa.
Yes. The deposit that’s required will depend on the age and mileage of the truck or trailer.
Yes. Once all payments have been made, ownership will be transferred into your name.
APR & Loan Repayment Period
APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
Non-Payment
Non-payments may result in the matters being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly bases.
Transport Finance
Non-Payment
Non-payment may result in the matter being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly bases.