Lamna dealer finance assists automotive dealers with immediate funding, which can be used to acquire stock and access other opportunities.

We provide funds within 24 hours of request, with up to 100% of value granted per vehicle purchased.

For automative dealers, lamna’s dealer finance can increase overall deal flow. It can also facilitate transactions with third parties, helping to grow your business.

Advantages of Lamna dealer finance for auto dealers

  • hassle-free application and approval process
  • access to funds within 24 hours
  • no minimum purchase value
  • option to swap out on settlement for another vehicle
  • competitive interest rates.

Operating since 2015, Lamna is a reputable lender with physical branches in key cities across South Africa. Our business is an authorised financial services provider that’s accredited with the NCR and FSB, and we don’t charge hidden fees or penalties.

Speak to a consultant

086 111 2866

or Apply online

APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%