Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Unlock the value in your movable assets, without having to sell them (and without having to wait).
Â
We offer loans against assets ranging from vehicles to luxury watches, high-end jewellery, artworks and more.
Fast, reliable funding for automotive dealers, available within 24 hours.
Straightforward truck and trailer financing for purchasing fleet vehicles. We can also help you source suitable vehicles.
Secure an advance on funds from the sale of your property.
Waiting for a Road Accident Fund settlement to be paid? Get access to funds within 24 hours.
Our clients say
Lamna made my short-term application short, easy and convenient.
Without the help of the Lamna short-term loan, I don’t know what I would have done.
With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss…
The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible.
Lamna Financial never disappoints. After applying for a short-term loan, they were so quick to process my application and everything was done so smoothly.
Within a few minutes, I was already informed of the status of my loan application.
From our blog
ILLUSTRATIVE EXAMPLE
Client borrows R10,000 for 90 days.
Loan Amount | Repayment Period | Monthly Interest | Total Cost of Loan | Initiation Fee | Monthly Fee | APR |
---|---|---|---|---|---|---|
R10 000 | 3 months | R500.00 | R2 914.50 | R1 207.50 | R569.00 | 60% |
Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.
Non-Payment​
Non-payment may result in the matter being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly basis.