Bridging Finance

Road Accident Fund Advances

Road Accident Fund Advances

Access your money from the Road Accident Fund (RAF) without having to wait. With a RAF bridging loan, you can secure an advance against the value of the compensation you’ve been awarded, without waiting months for the funds to be paid out.

Our application process is quick and simple, and we pay out your funds promptly. Once the RAF pays your attorney, your attorney will re-pay Lamna on your behalf –no monthly payments will be due by you.

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Experienced

Lamna was established in 2013 and has a multi-disciplinary team of professionals, dedicated to meeting your needs.

Transparent

We don’t charge any hidden or unexpected fees. We fully disclose and discuss all costs upfront so our clients can make informed decisions.

Trusted

Attorneys countrywide choose Lamna as their preferred bridging partner. We are registered with the Bridging Finance Association of South Africa (BFASA) and the National Credit Regulator (NCR), ensuring our customers are treated fairly.

How it works

Contact us

Once your RAF claim has been settled, apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly.

Complete an application

Our team will guide you through the application process. We will also make contact with the attorney handling your RAF claim to complete the necessary paperwork.

Get access to your funds

Once the application is approved, the funds will be paid to you immediately.

Settlement

On payment by the RAF, your attorney will pay what is due to Lamna directly.

About RAF Bridging Finance

The South African Road Accident Fund (RAF) is designed to compensate road accident victims and their dependants. However, even after both parties to a RAF claim have agreed to a settlement or the courts have ordered the RAF to award you compensation, it can still take months before the funds you’re owed are actually paid out. Legally, the RAF has 180 days to complete this process.

During the time it takes the RAF to pay out, you can get bridging finance against the value of your RAF claim. This gives you access to needed funds in the months you spend waiting for the compensation you’ve been awarded.

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Our clients say

ASSET-BASED LOAN

Lamna made my short-term application short, easy and convenient.

ASSET-BASED LOAN

Without the help of the Lamna short-term loan, I don’t know what I would have done.

ASSET-BASED LOAN

With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss…

ASSET-BASED LOAN

The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible.

ASSET-BASED LOAN

Lamna Financial never disappoints. After applying for a short-term loan, they were so quick to process my application and everything was done so smoothly.

ASSET-BASED LOAN

Within a few minutes, I was already informed of the status of my loan application.

Have questions?

You can apply once a settlement agreement or a court order is in place.

Unfortunately, we will not be able to assist you. We can offer RAF bridging finance only if your RAF claim is administered by an attorney.

That is not an issue. We will contact your attorney and request the necessary information in order to assist you.

We can advance up to 40% of the net settlement amount available to you.

No. We will be repaid in full by your attorney when the compensation you’ve been awarded is paid by the RAF.

Costs are calculated daily based on the amount advanced and the number of days outstanding.

Road Accident Fund Advances

Road Accident Fund Advances

Apply Online

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Road Accident Fund Advances

Apply Online

Hidden

Road Accident Fund Advances

Apply Online

Road Accident Fund Advances

Apply Online

Road Accident Fund Advances

Apply Online