Loans against assets

We accept a wide range of valuables as collateral for immediate short-term loans. The process is quick, transparent and completely discreet.

A man adjusting the cuff of his business suit and showing off a luxury watch whilst doing so.

Luxury Watches

Do you have a luxury watch such as a Rolex, Tag Heuer or Breitling? You can use it as security for a loan.
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A close up of the cream coloured interior of the drivers side of a mercedes benz with the a male driver holding onto the steering wheel with the mercedes insignia with his left hand.


If you have a high-end car, you can use it as collateral for a loan – provided the car is registered in your name and there are no outstanding payments on it. The age and model of the car will help determine the loan we can advance.
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A closeup shot of a lady in a wedding dress putting a diamond ring on her finger.

Jewellery, Gold & Diamonds

Use your valuable jewellery, from rings and necklaces to bracelets, to secure a loan. The weight of the precious metal and the quality and quantity of precious stones help determine our valuation of jewellery items.
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A room with a round table and chairs and abstract artwork on the wall.

Artwork & Antiques

Use your artwork and antiques as collateral for a short-term loan. Factors like the nature, artist, age and condition of pieces all contribute to their valuation and help determine the value of the loan we can offer.
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A catamaran anchored in an empty bay under an orange sky that is reflecting in the water and with land visible in the background.

Yachts & Boats

Your yacht or boat can act as security for one of our simple and swift loans. Please supply us with as much information about the boat as possible to assist us in evaluating your application.
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An expensive truck.


Lamna offers fast, reliable loans against trucks – so if you need funds for yourself or your business, you can use a truck to get a short-term loan.
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An expensive motorcycle parked out in the desert under a blue sky.


Your motorbike is an ideal item of property to use as security for one of our loans. Factors like the manufacturer, model and year will impact our valuation. Supplying as much information as possible will assist us in evaluating your application.
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A lavish double story villa at night with a pool in front of it and tall trees behind it.

Loans Against Property

Enables the use of your unecumbered property to secure funding . Only available to companies. Approval times are fast and repayment terms flexible.
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A cup of coffee on a table with paper pins to one side of it and a pencil to the other.

Bridge Loans

Secure an advance from the sale of your property or the settlement of a Road Accident Fund claim.
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valuable Prada handbag

Other Loans

Obtain easy short term cash loans against valuables at Lamna. Fast, simple and discreet – apply now.
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Speak to a consultant

086 111 2866

or Apply online

Find out more about borrowing money against assets
Have Questions?
Know more and read our FAQ’s or contact us if you have any queries.
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%