Loans Against Boats & Yachts

If you own a yacht or any other kind of passenger boat you can use it as security for a fast and easy short-term loan.

All you need to do is contact us by phone, give us all the information you can about the boat (the year, manufacturer, onboard facilities and so on) and we’ll make you an offer.

Among the factors that we take into account when providing loans against yachts or boats are are the boats’ market price, engine hours and the date of its last service.

If you agree with our valuation of your boat or yacht, we then arrange to meet at our premises to finalize the arrangement and then the funds will be immediately transferred to you, while you’re still in our office.

With no complex paperwork and no need to provide your proof of income, our process is the fastest most straightforward it can be – and completely discreet.

Documents required for loans on yachts and boats:

  • proof of ownership
  • buoyancy certificate
  • your ID
  • proof of address

Raise Capital From Your Yachts and Boats


Loan Offer
R650 K

YachtGambler Fishing Boat

Loan Offer
R250 K

Speak to a consultant

086 111 2866

or Apply online

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Speak to a consultant

086 111 2866

or Apply online

Find out more
Watch our video to learn more about how Lamna creates liquidity.

Find out more about borrowing money against a boat or yacht
Have Questions?
Know more and read our FAQ or contact us if you have any queries.
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refer a friend and if they pawn their boat we will pay you cash
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%