Assets: Artwork and Antiques

LOANS AGAINST ART & ANTIQUES

Use an artwork or antique of value to secure funds. By getting a loan against an artwork or antique, you can unlock the value of the piece immediately, without having to sell it.
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Simply contact us and forward us a picture of the artwork or antique, along with as much information about the piece as you can give us. We’ll make an initial, illustrative offer straight away.

If you choose to accept the offer, we’ll meet at our offices, inspect the item and, if all is in order, finalise the agreement. While you’re still in our offices, we’ll transfer the funds into your account via EFT.

There’s no complex paperwork, no credit committee and no need for proof of income to obtain a loan against artwork or antiques. The process is fast, straightforward and extremely discreet.

We ensure that all artwork and antiques in our care are stored in a completely secure facility. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the items will be safely returned to you in the same condition as when you entrusted them to us.

Simply contact us and forward us a picture of the artwork or antique, along with as much information about the piece as you can give us. We’ll make an initial, illustrative offer straight away.

If you choose to accept the offer, we’ll meet at our offices, inspect the item and, if all is in order, finalise the agreement. While you’re still in our offices, we’ll transfer the funds into your account via EFT.

There’s no complex paperwork, no credit committee and no need for proof of income to obtain a loan against artwork or antiques. The process is fast, straightforward and extremely discreet.

We ensure that all artwork and antiques in our care are stored in a completely secure facility. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with National Credit Act guidelines), the items will be safely returned to you in the same condition as when you entrusted them to us.

Documents required for loans on artwork and antiques:

  • proof of ownership of the item (preferably an invoice)
  • your ID
  • proof of address

From our blog

South Africa’s Highest-Valued Artists in 2024
An overview of South Africa's highest-earning artists in 2024, based on recent sale prices.
How to Sell a Valuable Painting in South Africa
Guidelines and resources on how to sell a valuable painting in South Africa, to help ensure you get a fair price.
Using an Artwork to Get a Loan in South Africa
Worldwide and in South Africa, using an artwork to get a loan is an increasingly common way to access funds. It makes it possible to unlock the value of artwork,
2022 Luxury Asset Investment Trends
Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.
8 Antiques That May Be Surprisingly Valuable in South Africa
A round-up of antiques that may be surprisingly valuable – and that you may be able to sell or use to secure an asset-backed loan in South Africa.
Getting a Loan Against Fine Art in South Africa
Getting a loan against fine art in South Africa is a quick, easy and reliable process with lamna.

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speak to a consultant on 086 111 2866

From our blog

South Africa’s Highest-Valued Artists in 2024
An overview of South Africa's highest-earning artists in 2024, based on recent sale prices.
How to Sell a Valuable Painting in South Africa
Guidelines and resources on how to sell a valuable painting in South Africa, to help ensure you get a fair price.
Using an Artwork to Get a Loan in South Africa
Worldwide and in South Africa, using an artwork to get a loan is an increasingly common way to access funds. It makes it possible to unlock the value of artwork,
2022 Luxury Asset Investment Trends
Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.
8 Antiques That May Be Surprisingly Valuable in South Africa
A round-up of antiques that may be surprisingly valuable – and that you may be able to sell or use to secure an asset-backed loan in South Africa.
Getting a Loan Against Fine Art in South Africa
Getting a loan against fine art in South Africa is a quick, easy and reliable process with lamna.

ILLUSTRATIVE EXAMPLE

Client borrows R10,000 for 90 days.

Loan Amount
Repayment Period
Monthly Interest
Total Cost of Loan
Initiation Fee
Monthly Fee
APR
R10 000
3 months
R500.00
R2 914.50
R1 207.50
R569.00
60%

Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.

Non-Payment​

Non-payment may result in the matter being escalated.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via debit order on a monthly bases.

Artwork and Antiques

Artwork and Antiques

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Artwork and Antiques

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Artwork and Antiques

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Artwork and Antiques

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