Loans Against Assets in Durban


Contact Lamna

Call: 086 111 2866
Fax: 086 613 6244
Postal: PO Box 50798, Waterfront, 8002


Contact our headquarters on 086 111 2866
or use our online application form to apply.

About Lamna Durban

Our Durban branch has been operating since 2015, providing short-term, asset-based loans to individuals in and around the city.

We offer fast, completely discreet asset-backed loans, at competitive interest rates.

We don’t share information with credit bureaus or any other third parties. We also don’t charge any hidden fees or penalties.

Lamna is a registered credit provider (registration number NCRCP7428) and, as such, complies fully with the National Credit Act. We offer competitive loan terms, with no hidden costs or penalties.


Simply ring our headquarters (086 111 2866) or use our online application form to provide some details of the asset you want to use to secure a loan. We’ll then make a preliminary loan offer.

If you want to proceed, we’ll organise to have the asset appraised in person. We’ll then make a formal offer and, if you accept the loan agreement, transfer the funds to your account via an EFT payment.

The asset you provide as security will be stored in a high-security facility for the duration of the loan term. Once the loan is repaid, the asset is returned to you in its original condition.


Previous loans we’ve made range from thousands of rand to R10 million and higher.

Loan values we offer are based exclusively on the assessed resale value of the assets that our clients provide as security.

Loans against vehicles in Durban

With Lamna, you can use a car, bakkie, truck, caravan, boat or other vehicle to secure a loan. The vehicle must be fully paid for and registered in your name.

Loans against jewellery in Durban

We accept high-value items of jewellery as collateral for short-term loans in Durban.

Loans against watches in Durban

We offer loans against luxury watches from well-known brands – from Rolex to Vacherin Constantin, Chopin, Patek Philippe and more.

Loans against artwork in Durban

We accept valuable works of art and antiques as security for loans, subject to assessment.

Loans against other assets

If you have any movable asset of value – from a designer handbag to an aeroplane – it’s possible you could use it to secure a loan.

Durban bridging finance

Along with asset-backed loans, our Durban branch offers:

Speak to a consultant

086 111 2866

or Apply online

Find out more about securing a collateral loan in Durban.
Have Questions?
Know more and read our FAQ’s or contact us if you have any queries.
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Refer a friend and if they take out a secured loan in Durban we will pay you cash
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%