086 111 2866

Loans Against Assets in Johannesburg

SA’s most trusted asset-based loan provider

Contact Lamna

Call: 086 111 2866
Fax: 086 613 6244
Email: info@lamna.co.za
Postal: PO Box 50798, Waterfront, 8002

Johannesburg Address

EeziSpace Self Storage
5 5th Street
Wynberg
Sandton 2090

About lamna Johannesburg

Our Johannesburg branch is in Wynberg/Sandton, just minutes from the M1 highway.

It operates from the same premises as EeziSpace Self Storage, which is a useful landmark and includes secure parking.

Lamna is a registered credit provider (registration number NCRCP7428) and, as such, complies fully with the National Credit Act. We offer competitive loan terms, with no hidden costs or penalties.

HOW TO GET A LOAN AGAINST AN ASSET IN JOHANNESBURG

Simply call us (086 111 2866) or use our online application form to give us some information about the asset you’d like to use to secure a loan. We’ll make a preliminary loan offer straight away.

If you want to proceed, we’ll organise to have the asset appraised at our Wynberg/Sandton branch. We’ll then make a formal offer and, if you accept the loan agreement, transfer the funds to your account via EFT.

WHAT LAMNA OFFERS

We offer asset-backed loans that are fast, convenient and completely discreet.

The loan amount we offer depends on the assessed resale value of the asset you provide. Previous loans we’ve made range from thousands of rand to R10 million or more.

Loans against vehicles in Johannesburg

With lamna, you can use a fully paid up car, bakkie, truck, caravan, boat or other vehicle to secure a loan.

Loans against jewellery in Johannesburg

We accept high-end items of jewellery as collateral for short-term loans in Johannesburg.

Loans against watches in Johannesburg

If you have a high-end watch from a well-known luxury watch brand, you may be able to use it to secure a loan.

Loans against artwork in Johannesburg

We accept valuable works of art and antiques as collateral for loans, subject to assessment.

Loans against other assets

If you have any movable asset of value – from a designer handbag to an aeroplane – it’s possible you could use it to secure a loan.

Johannesburg bridging finance

Along with asset-backed loans, our Johannesburg branch offers:

  • bridging finance for commercial property
  • bridging finance while you wait for payment of Road Accident Fund (RAF) compensation.

Speak to a consultant

086 111 2866

or Apply online

Find out more about securing a collateral loan in Johannesburg.
Have Questions?
Know more and read our FAQ’s or contact us if you have any queries.
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.

Non-payment

Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
APR
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%