Property Transfer Finance
Bridging
Finance
We offer fast, convenient property bridging finance to property sellers and estate agents. Manage cash flow while waiting for a transfer to be registered with an advance of up to 80% on the proceeds of your property sale. Our application process is quick and simple, and funds are paid within 24 hours.
Apply Now
Finance
We offer fast, convenient property bridging finance to property sellers and estate agents. Manage cash flow while waiting for a transfer to be registered with an advance of up to 80% on the proceeds of your property sale. Our application process is quick and simple, and funds are paid within 24 hours.
Apply Now
Experienced
Lamna was established in 2013 and, through its team of trusted experts, has assisted over 11,000 clients with their funding needs.
Transparent
We don’t charge any hidden or unexpected fees. All calculations and charges are fully disclosed and discussed upfront so our clients can make informed decisions.
Trusted
Lamna is a member of the Bridging Finance Association of South Africa (BFASA) and is an accredited financial services provider, registered with the National Credit Regulator.
How it works
Contact us
Once you’ve sold your property, apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly.
Complete your application
Our team will guide you through the application process. We will also make contact with your attorney to complete the necessary paperwork.
Access your funds
Once the application is approved, funds will be paid to you immediately.
Settlement
Upon successful registration of your property, your attorney will repay Lamna on your behalf.
About our property bridging finance
You’ve sold a property but the transfer will still take months to register. What if you urgently need to access the sale proceeds to cover expenses before the transfer registers? Lamna offers short-term finance solutions of up to 80% of your money BEFORE REGISTRATION. Our quick and easy application process ensures funds are paid out within 24 hours. We offer three types of property bridging finance.
Property seller finance
If you’ve sold your property but you need to access your funds now, Lamna can assist.
Bond applicant finance
If you own a property and have been granted a new, further bond or are switching bonds but you need to access your funds now, Lamna can assist.
Agent commission advance
If you’ve sold a property and need to access your commission now, Lamna can assist.
Featured in
nkosana mpofuTrustindex verifies that the original source of the review is Google. Had an excellent service especially the timely processing of my application and immediate feedback. Please open a bank Mario-Raymon DruckenbacherTrustindex verifies that the original source of the review is Google. Lamna has assisted me multiple times over the years. They are discreet and extremely professional. All the staff are great, they treat you as a person, not a contract. They are always understanding and approachable. A special shout out to Charles, Jared, and Marlo. You guys are the best. I could not recommend them enough. Nonkonzo GasaTrustindex verifies that the original source of the review is Google. The service was amazing and we never thought in such a long period of time we'd receive our vehicle in such an excellent condition, Lamna is the best and in infact the most effective system that any person or business should go for to take a loan. We really appreciate the work that Lamna has done from paperwork to communication and keeping our vehicle in great position. We are thankful and hope that you treat others the same way. With thanks, Magical Places Tour 🙏, for any assistance or questions, please contact Jared, that's our main person who made this a reality. Thabani SibandaTrustindex verifies that the original source of the review is Google. Efficient and professional Ibrahim AmooTrustindex verifies that the original source of the review is Google. Great service as always from Jared, and excellent customer service overall from Lamna. Always a smooth and professional experience Butholezwe ConsultantsTrustindex verifies that the original source of the review is Google. I had a very positive and hassle-free experience with Lamna and their effective services. When it comes to things like these time of the essence and Lamna is very reliable! A special thanks to Jared and Tinashe for their support and quick response time which made my experience smooth and less stressful! I was extremely impressed with how quickly my application was approved, everything was done on time, quicker than I expected. Many compliments to Lamna and their great customer service- I highly recommend them to everyone! Ashneen MolifeTrustindex verifies that the original source of the review is Google. My first time using LAMNA . Angelo was always ready to assist and responded swiftly to me cries, haha. He was always friendly from start to finish. AWESOME!!!!Google rating score: 4.9 of 5, based on 53 reviews
Have questions?
Apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly, answer any questions you have and guide you through the process.
We disburse the funds within 24 hours of receiving all required documentation.
To qualify for property bridging finance, you’ll need to supply:
- signed ‘offer to purchase’
- proof of purchase price
- transfer documents signed with attorneys
- confirmation of transfer costs paid.
That is not an issue. We will contact the attorney and request the necessary information in order to assist you.
Up to 80% of your profit (the sale proceeds minus sale-related costs).
Yes – we can advance up to 70% of your commission.
No. We will be repaid in full by your attorney when the transfer takes place.
Costs are calculated daily based on the amount advanced and the number of days outstanding.