Commercial Fleet Finance
Commercial Fleet Finance
We offer fast, easy truck financing for transporters. Get funding to purchase trucks and trailers of your choice, to expand your fleet and grow your business.
We also have access to an extensive network of commercial dealers, enabling us to help our clients source trucks or trailers at competitive prices.
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Experienced
We are an established financial services provider and offer a trusted, professional service.
Flexible
Choose any truck or trailer (new or used) and decide on a finance term that suits your business’s cash flow.
Fast and straightforward
No need to wait for lengthy bank approvals. You will have a decision within 48 hours.
How it works
Contact us
Application processed
We approve applications within two working days.
Delivery of your vehicle
Monthly repayment
Repay monthly over a term that suits you or opt to buy outright at any stage.
Terms and conditions:
- Tailored payment terms of 6 to 36 months
- Option to buy outright at any point
- Tracking and insurance included
- Deposit required
- Registered companies only
- 12 months trading history in the relevant industry (no startups)
- > R2million turnover per annum
Documents required:
- Completed application form
- Annual financials or management accounts
- Three months’ bank statements
- Tax clearance certificate
- Contracts or tenders (if applicable)
Featured in
nkosana mpofuTrustindex verifies that the original source of the review is Google. Had an excellent service especially the timely processing of my application and immediate feedback. Please open a bank Mario-Raymon DruckenbacherTrustindex verifies that the original source of the review is Google. Lamna has assisted me multiple times over the years. They are discreet and extremely professional. All the staff are great, they treat you as a person, not a contract. They are always understanding and approachable. A special shout out to Charles, Jared, and Marlo. You guys are the best. I could not recommend them enough. Nonkonzo GasaTrustindex verifies that the original source of the review is Google. The service was amazing and we never thought in such a long period of time we'd receive our vehicle in such an excellent condition, Lamna is the best and in infact the most effective system that any person or business should go for to take a loan. We really appreciate the work that Lamna has done from paperwork to communication and keeping our vehicle in great position. We are thankful and hope that you treat others the same way. With thanks, Magical Places Tour 🙏, for any assistance or questions, please contact Jared, that's our main person who made this a reality. Thabani SibandaTrustindex verifies that the original source of the review is Google. Efficient and professional Ibrahim AmooTrustindex verifies that the original source of the review is Google. Great service as always from Jared, and excellent customer service overall from Lamna. Always a smooth and professional experience Butholezwe ConsultantsTrustindex verifies that the original source of the review is Google. I had a very positive and hassle-free experience with Lamna and their effective services. When it comes to things like these time of the essence and Lamna is very reliable! A special thanks to Jared and Tinashe for their support and quick response time which made my experience smooth and less stressful! I was extremely impressed with how quickly my application was approved, everything was done on time, quicker than I expected. Many compliments to Lamna and their great customer service- I highly recommend them to everyone! Ashneen MolifeTrustindex verifies that the original source of the review is Google. My first time using LAMNA . Angelo was always ready to assist and responded swiftly to me cries, haha. He was always friendly from start to finish. AWESOME!!!!Google rating score: 4.9 of 5, based on 53 reviews
Have questions?
Apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly to discuss your needs and request relevant information.
To access transport finance for your business, you’ll need to supply the following documents:
- tax clearance certificate
- annual financial statements
- insurance certificate
- Copy of ID of director(s)
- three months bank statements
- company registration documents.
We offer repayment terms of 6 to 36 months, depending on the age of the vehicle to be purchased and your unique circumstances.
We provide funding for both new and used commercial trucks and trailers purchased from reputable dealerships.
There are no restrictions on vehicle year or models. However, the truck or trailer must be from a reputable dealer.
No. Any truck or trailer we finance may operate only within South Africa.
Yes. The deposit that’s required will depend on the age and mileage of the truck or trailer.
Yes. Once all payments have been made, ownership will be transferred into your name.
APR & Loan Repayment Period
APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
Non-Payment
Non-payments may result in the matters being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly bases.
Commercial Fleet Finance
Non-Payment
Non-payment may result in the matter being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly bases.