Loans Against Luxury Watches

If you have a luxury watch, such as a Rolex, Patek Philippe or Breitling, you can use it as security to obtain a short-term loan, quickly and discreetly.

Just contact us by phone, give us as much information about the watch as possible and we’ll make an initial offer there and then.

Among the factors that affect the value of a luxury watch (and therefore of the loan we can offer) are its brand and model, how rare the watch is, its age, its condition and whether or not you still have items like the original box and papers for the watch.

If you decide to proceed, you will need to bring your luxury watch to one of our countrywide offices where we will carefully and more thoroughly evaluate your watch and conclude the agreement. An EFT will be made to you whilst still in our office and the funds will be available for your use immediately.

Documents required for loans on luxury watches:

  • proof of ownership of the watch (preferably an invoice)
  • your ID
  • proof of address

Raise Capital From Your Luxury Watch


Loan Offer
R200 K

Audemar Piguet

Loan Offer
R140 K


Loan Offer
R50 K

Patek Phillipe

Loan Offer
R75 K

Speak to a consultant

086 111 2866

or Apply online

Popular luxury watch brands considered for collateral loans include: A.Lange & Sohne, Arnold & Son, Audemars Piguet, Baume & Mercier, Bell & Ross, Blancpain, Breitling, Bremont, Cartier, Chopard, Corum, Girard Perregaux, Glashütte Original, Hublot, IWC Schaffhausen, Jaeger-LeCoultre, Louis Moinet, Maurice Lacroix, Montblanc, Omega, Panerai, Patek Philippe, Piaget SA, Roger Dubuis, Rado, Rolex, Seiko, TAG Heuer, Tissot, Tudor, Ulysse Nardin, Vacheron Constantin.

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Speak to a consultant

086 111 2866

or Apply online

Find out more
Watch our video to learn more about how Lamna creates liquidity.

Find out more about getting a loan against a rolex or other luxury watch
Have Questions?
Know more and read our FAQ or contact us if you have any queries.
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APR & Loan repayment period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan Amount Repayment Period Monthly Repayment Total Cost of Loan Initiation Fee Monthly Fee
(Interest + Service charge)
R10 000 3 months R568.40 R12 902.20 R1 197 R560 60%