Lamna is a specialist lender against Cartier jewellery and watches in South Africa.
Our appraisers have expert knowledge of this luxury brand, its iconic pieces and their value in local and global markets.
We offer competitive asset loans against Cartier jewellery, as well as pieces from other fine jewellery houses.
Why it takes specialists to value Cartier jewellery
Cartier is renowned for its excellent craftsmanship, use of rare and extravagant materials, and jewellery collections that have spanned hundreds of years.
Many of the most desirable pieces have rich and varied legacies, having been worn by queens, princesses and Hollywood celebrities.
Only appraisers with in-depth knowledge of the materials, unique skills and rich histories typical of Cartier jewellery are able to identify genuine pieces, and determine fair value on the pre-owned jewellery market.
What’s special about Cartier?
In just a few decades, Cartier evolved from a small Parisian jeweller to a globally recognised brand with stores in London, St Petersburg and New York. Today, jewellery by Cartier is more in demand than ever.
Bright colours and unique designs
Cartier is renowned for its celebration of exotic colours, bold designs and trademark collections, including Love, Juste un Clou, Tutti Frutti and Panthère.
From the fanciful designs and intricately carved sapphires, rubies and emeralds of Tutti Frutti to Juste un Clou, a collection featuring a wraparound nail motif in 18-carat gold, Cartier has consistently surprised and delighted with unique and exciting pieces that tend to increase in value over time.
Irresistible appeal
One of the reasons Cartier watches and jewellery are so sought after is the brand’s irresistible appeal for the rich and famous.
Icons like Grace Kelly, Elizabeth Taylor, Jackie Kennedy and Princess Diana all sported pieces by the French jeweller and luxury goods manufacturer.
More recently, Cartier pieces have adorned Kiera Knightly, Julia Roberts, Meghan Markle and Kim Kardashian. The American media personality is often seen wearing a sapphire and yellow and rose gold Cartier watch formally owned by Jackie Kennedy.
Excellent investment
Rare pieces with proven provenance fetch record prices at auction. That’s evident from the US$11.8 million paid for Elizabeth Taylor’s La Peregrina pearl, diamond and rugby necklace, and the US$71.7 million price tag for Wallis Simpson’s Flamingo brooch.
Cartier performance in South Africa
Cartier is no less popular in South Africa. It is, after all, a key brand in the Richemont luxury goods stable chaired by South African businessman Johann Rupert.
As reported in the latest figures, Richemont’s jewellery unit performed beyond expectations. It recorded a steady 8% increase in sales and was integral to the 15% surge in Richemont shares.
In contrast, the share price of rival LMVH, which has Tiffany and Bulgari in its stable, dropped by 17% over the same period.
Examples of Cartier prices in South Africa
As one of the world’s most coveted jewellery brands, new pieces by Maison Cartier are expensive. All prices are quoted in US dollars, even when purchases are made in South Africa.
Depending on the size and type of gold used, Love rings sell for US$1,360 (R24,653) to US$17,100 (R309,982). Love bracelets range from US$4,950 (R89,710) to US$7,350 (R133,205).
Rings from the Panthère du Cartier collection go for between US$3,800 (R68,868) and US$8,550 (R154,953). Pendants start at US$8,750 (R158,578). A yellow gold ring with peridot and onyx costs US$31,100 (R563,485).
A Panthère ring with pavé diamonds has a new sales price of US$250,000. That’s more than R4.4 million at current conversion rates.
Pre-owned prices are only marginally less expensive and tend to sell quickly.
Prices for gold Love bracelets range from R125,000 and R130,000. Similar bracelets in the Juste un Clou collection go for around R125,000 and R145,000. That closely aligns with the new bracelet price.
Why get a loan instead of selling your Cartier jewellery
Vintage pieces by Cartier not only retain worth, they can grow in value over time.
Based on some estimates, the price of pre-owned Trinity rings increased by 90% over a three-year period. Pieces in the Juste un Clou collection soared by 65%.
Cartier jewellery is likely to become more valuable. Using it as loan security allows you to borrow money against it without permanently surrendering ownership.
Once a loan is repaid, the jewellery is returned to you. It can be handed down to the next generation or used to back multiple loans when required.
Use Cartier jewellery to secure a loan with Lamna
Lamna is a specialist lender against Cartier jewellery in South Africa. You can use a treasured Cartier piece to get an asset-backed loan through Lamna.
Lamna is a well-established and registered financial services provider, with branches across South Africa. We offer loan terms that are transparent and fair, and our interest rates are competitive.
For more information about pawning Cartier jewellery in South Africa, call us on 086 111 2866, send us a WhatsApp or contact us online, and we’ll get back to you right away.
ILLUSTRATIVE EXAMPLE
Client borrows R10,000 for 90 days.
Loan Amount | Repayment Period | Monthly Interest | Total Cost of Loan | Initiation Fee | Monthly Fee | APR |
|---|---|---|---|---|---|---|
R10 000 | 3 months | R500.00 | R2 914.50 | R1 207.50 | R569.00 | 60% |
Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.
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