Is It Ever a Good Idea to Take a Loan for a Holiday?

Is It Ever a Good Idea to Take a Loan for a Holiday?

Financially speaking, it’s not a good idea to take on debt to fund a luxury or unnecessary purchase, like a holiday. However, the financial decisions that real people make aren’t only about rands and cents. They’re also about quality of life. Almost all our spending...
Loan for a New Baby: What to Consider

Loan for a New Baby: What to Consider

  Welcoming a new baby into the family is hugely exciting. However, it also requires a substantial financial outlay, especially over the first 12 to 18 months. Even with the help of family and friends, parents often need to take short-term loans to cover the...
Immediate Loans in South Africa: A Low-Risk Option

Immediate Loans in South Africa: A Low-Risk Option

Immediate loans can offer instant respite from financial stress. However, it’s important to proceed with caution. Here we consider various options for loans it’s quick to obtain in South Africa, along with a rating of the level of risk they involve. Credit cards...
How to Choose an Online Lender in South Africa

How to Choose an Online Lender in South Africa

It’s easier than ever before to get a loan, with a plethora of companies offering loans online. What to look out for before applying for an online loan in SA In South Africa, dozens of web-based finance companies offer loans structured as payday loans, debt...