A look at the statistics – the worldwide growth of asset-based lending, for both businesses and individuals.

An asset-based loan is also an option if your credit record has some blemishes. These might prevent you from securing a bank loan.

We take a look at how asset-based lending differs from using a traditional pawn shop.

Unfortunately, South Africa has its share of untrustworthy or downright illegal lenders, or “mashonisas” as they’re known locally. What to look out for

Big banks losing their grip on credit markets. A worldwide movement away from traditional bank loans to alternative forms of financing is taking place.

What banks consider when you apply for a personal loan, Among the criteria that a South African bank uses when assessing a personal loan application.